Living Rich as a Student in the Netherlands

Inflation, rising student debt, a housing crisis, and post-pandemic recovery... Today’s students and young professionals face major financial challenges. Often called the ’unlucky generation’ (pechgeneratie), many struggle to make ends meet while studying. But what if you could take control of your finances and thrive despite these challenges?

In this comprehensive guide, Franklin Seute—Mechatronics engineer, best-selling author, and founder of Living Rich as a Student—delivers proven strategies drawn from his own journey as a student from Aruba living in the Netherlands. Backed by years of firsthand experience and extensive research into personal finance in the Netherlands, Franklin equips students with the tools to take control of their money, break free from financial stress, and build lasting wealth—without sacrificing joy or freedom.

Through his first edition and workshops, Franklin has already helped thousands of students across the Dutch Kingdom transform the way they think about money. Now, this updated and improved edition is your chance to join that movement and take full control of your financial future. Inside, you’ll learn how to:

• Navigate student finance and tax benefits in the Netherlands

• Budget effectively and take control of your money

• Reduce monthly expenses on rent, food, and essentials

• Use the five-bucket system to manage your cash flow

• Earn money through eight proven income streams

• Understand the Dutch tax system

• Repay student loans strategically without financial stress

• Start investing and build wealth as a student

Bonus: Budgeting tools and templates included.